Call us: 0800 802 1003

Bridging Finance

We’ll fully assess your requirements and find our best funding solution for your property financing or restructuring needs to help ‘bridge the gap.’

Why Niche FS?

Market leading rates
Over 25 years experience
Dedicated case manager
Fast solutions tailored to you

Speak to our expert brokers today

Call us on 0800 802 1003

Or fill out the form and receive a call back within the hour

Speak to our expert brokers today

Mon-Fri 8am – 7pm

~ OR ~

Business Moneyfacts Awards 2019 Finalist – Bridging Finance Introducer of the Year

National Association of Commercial Finance Brokers

“Niche was amazing, stayed in contact throughout the process, pushed for completion when needed and offered advice and support constantly “

18 Feb 2019 Mrs K H

Bridging Finance made easy

What is it?

A bridging loan is short term funding used for property financing or restructuring to ‘bridge the gap’. It can provide fast access to funding with minimal formalities.

How much can I borrow?

Available from £25,000 to £75 million, with larger facilities considered on request and terms ranging from 1 month to 36 months.

We can offer you:

Rates from 0.25% per month
Available up to 80% LTV (up to 100% with additional security)
Interest only charge on funds drawn down
Open to individuals and corporate structures
Exit facilities available
Refurbishments facilities
100% joint venture funding
Bridging facilities

How we work with you

Call us or complete the online form and we'll call you back for a quick chat at a time that suits you

We'll assess your requirements and match them with the best deal

Your dedicated case manager will then guide you through your application

Get a solution that works for you

We are trusted, experienced and dedicated

As a specialist finance broker, we offer a wide range of products, including asset based, short- term and bespoke financial solutions.

We pride ourselves on excellent customer service and attention to detail. With over 25 years of experience, we adhere to the highest levels of confidentially, ensuring you receive an honest and transparent service tailored to your needs.

Our long-standing relationships with key lending partners enable us to access exclusive rates and provide some of the most competitive and innovative financial products available.

Case Studies

Bridging Facility: £3.75m

Term: 9 months


We were approached by a legal firm looking to find a solution for their client who needed to remove a business partner, complete the development of 6 luxury flats and resolve a poor financial position.

The client needed to take back control of the limited company which owned the site and at the same time repay the existing development facility and other debts incurred on the site to date.


We proposed a 1st charge lending facility secured on the newly developed luxury flats, which were on the market for sale. To provide additional security for the lender there was a cross charge on a buy to let property and a 2nd charge on the client’s main residence. This enabled the existing facility to be repaid whilst the legal firm dealt with the re-structure of the limited company.

Satisfied clients with the right result are key

By working closely with the client’s legal firm, we were able complete the refinance in 19 days, leaving the client space to sell the luxury flats and have complete ownership of the business.

Bridging to buy to let

Bridging Facility: £1.2m

Term: 14 months

Buy to Let Facility: £1.35m

Term: 10 years


We were approached by a legal firm who needed an urgent solution for their clients. They owned 9 UK residential properties as a long-term investment portfolio. The existing lending was with a mainstream lender, however the relationship soured and they required a bridging facility for a fast exit with the intention then to obtain a term mortgage for a long-term interest only facility. The challenge was to redeem their existing arrangements within 3 weeks, before incurring costly penalties, with the clients also residing in Thailand.


We arranged a short-term bridging finance facility with a specialist lender for £1.2million within 3 weeks. We then arranged a 10-year interest only buy to let facility (fixed for the first 5 years) secured on the clients’ 9 properties. This was serviced by their rental income and also released £100k in cash for the clients to invest in other areas.

Relationships based on trust

That’s what we do. We offer highly bespoke solutions by exploring a wide range of options and at the same time working closely with advisors to ensure we all get the right result for our mutual clients.

Bridging to development

Bridging Facility: £650,000

Term: 6 months 

Development Facility: £1.65m

Term: 18 months

Funded 100% Build Costs: £900,000

Gross Development Value: £2.95m


Our client urgently needed to secure a development site that had planning permission for 7 houses. A fast transaction was required otherwise our client would have lost the opportunity to purchase the site.


We obtained a holding bridging facility to purchase the land, which provided our client with the necessary funds to complete the purchase within 3 weeks. Upon completion, we obtained the necessary development funding to commence the build without delay.

Speak to one of our expert brokers today

Mon-Fri 8am – 7pm

~ OR ~

© 2018 Copyright Niche Financial, All rights reserved. Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
Registered in England No. OC349588. Website by Old Salt

Niche Financial Solutions LLP
1st Floor | 3 Newbridge | Swindon | SN1 1HN


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© 2018 Copyright Niche Financial, All rights reserved.

Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467

Registered in England No. 11278148