Call us: 0800 802 1003

Second Charge Loans

Second Charge Loans

Second Charge Loans.

Get a secured loan with no up-front fees – and without affecting your mortgage.

Second Charge Loans are a popular choice for homeowners who are looking to raise additional capital without affecting their existing mortgage.

How much can I borrow?

They are quick and simple to arrange, with loans starting from £5,000, up to a normal maximum of £500,000. Loans can be repaid over a term that best suits individual circumstances, typically between 3 and 25 years.

All credit histories considered.

Even if you have a poor credit history or CCJs, we could still help you.

We’ll compare the best deals and exclusive rates to find a secured loan that’s the perfect fit for you. You’ll even get a dedicated loan advisor to help you through the process from start to finish.

We can offer you:

No upfront fees, free no-obligation quotation that won’t affect your credit report. Niche will cover any valuation and reference fees
All credit histories considered
Rates available from 3.74% per annum variable
Suitable for employed or self-employed customers without fully audited accounts;
Fewer age restrictions – min age 18, max 80
Repayment periods of up to 30 years Allows the client to retain their current mortgage product without incurring
unnecessary Early Repayment Charges (ERC’s) All loans are regulated by the FCA which means there are no costly ERC’s.
Maximum charge is two months interest and some Lenders charge as little as £195 Loans available up to 95% loan to value
Loans available on Buy to Let properties to 80% loan to value, with 110% rental coverage.

Why Niche FS?

Market leading exclusive rates. Our long-standing relationships with our key lending partners enable us to provide some of the most competitive and innovative financial products available.
Experience. With over 25 years of experience, we have the knowledge and expertise to find you the best deal for your requirements.
Dedication. Your case will be dealt with personally by your own dedicated case manager.

 

Awards and accreditations

Bridging Finance Introducer of the Year

National Association of Commercial Finance Brokers

How we work with you

Complete the online form and we’ll call you back for a quick chat at a time that suits you

We’ll assess your requirements and match them with the best deal

Your dedicated case manager will then guide you through your application

Get a solution that works for you

Contact us

Call us on 0800 802 1003

or fill out the form below

When should we call?

By submitting your enquiry you agree to the terms and conditions and privacy policy and by clicking 'call me back' you are confirming that you are happy to be contacted via telephone, email or SMS to help you with your enquiry. Please contact us at enquiries@nichefs.co.uk if you have any questions regarding this.

© 2018 Copyright Niche Financial, All rights reserved. Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467.
Registered in England No. OC349588

Niche Financial Solutions LLP
1st Floor | 3 Newbridge | Swindon | SN1 1HN

Second Charge Loans.

Get a secured loan with no up-front fees – and without affecting your mortgage.

Second Charge Loans are a popular choice for homeowners who are looking to raise additional capital without affecting their existing mortgage.

How much can I borrow?

They are quick and simple to arrange, with loans starting from £5,000, up to a normal maximum of £500,000. Loans can be repaid over a term that best suits individual circumstances, typically between 3 and 25 years.

All credit histories considered.

Even if you have a poor credit history or CCJs, we could still help you.

We’ll compare the best deals and exclusive rates to find a secured loan that’s the perfect fit for you. You’ll even get a dedicated loan advisor to help you through the process from start to finish.

We can offer you:

  • No upfront fees, free no-obligation quotation that won’t affect your credit report. Niche will cover any valuation and reference fees
  • All credit histories considered
  • Rates available from 3.74% per annum variable
  • Suitable for employed or self-employed customers without fully audited accounts;
  • Fewer age restrictions – min age 18, max 80
  • Repayment periods of up to 30 years
  • Allows the client to retain their current mortgage product without incurring unnecessary Early Repayment Charges (ERC’s)
  • All loans are regulated by the FCA which means there are no costly ERC’s. Maximum charge is two months interest and some Lenders charge as little as £195
  • Loans available up to 95% loan to value
  • Loans available on Buy to Let properties to 80% loan to value, with 110% rental coverage.

Why Niche FS?

  • Market leading exclusive rates. Our long-standing relationships with our key lending partners enable us to provide some of the most competitive and innovative financial products available.
  • Experience. With over 25 years of experience, we have the knowledge and expertise to find you the best deal for your requirements.
  • Dedication. Your case will be dealt with personally by your own dedicated case manager.

Awards and Accreditations

National Association of Commercial Finance Brokers

How we work with you

Complete the online form and we’ll call you back for a quick chat at a time that suits you

We’ll assess your requirements and match them with the best deal

Your dedicated case manager will then guide you through your application

Get a solution that works for you

Contact us

Call us on 0800 802 1003

or fill out the form below

When should we call?

By submitting your enquiry you agree to the terms and conditions and privacy policy and by clicking 'send' you are confirming that you are happy to be contacted via telephone, email or SMS to help you with your enquiry. Please contact us at sales@nichefs.co.uk if you have any questions regarding this.

        

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© 2018 Copyright Niche Financial, All rights reserved.

Niche Financial Solutions LLP is authorised and regulated by the Financial Conduct Authority, (FCA) 708467

Registered in England No. 11278148